Most medical insurance policies are designed with limits on particular high cost treatments. These are generally known as sub-limits. Consequently, these sub-limits have contributed to the general low health insurance cover rates in the country.

AAR Unlimicare gives the unlimited freedom by allowing clients to access inpatient and outpatient treatment without the worry of sub-limits and are therefore able to focus fully on recovery.

“Patients and their families are no longer exposed to additional bills yet they have not exhausted the full amount covered by the policy,” said AAR Insurance Kenya Managing Director Nixon Shigoli.

The move by AAR Insurance comes as a relief to many families, who have had to fork out additional cash to meet unexpected medical emergencies due to sub-limited benefits.

Its timing is also apt at a time when the country is grappling with an upsurge in cancer cases, which are now the third leading cause of death in the country.

The new cover from AAR is also aligned with World Health Organization's (WHO) principles on universal health care (UHC).